All Articles
Guides, comparisons, and analysis across HEIs, HELOCs, and HELOC Cards — everything we've published.
Inflation Just Hit 3.3% — What That Means for HELOC Rates the Rest of 2026
HELOC rates have ticked up as inflation hits 3.3% and Fed cuts look unlikely. Here's what to expect through year-end.
HELOC Cards Are Growing — But the Category Is Still Tiny. Here's Why.
HELOC cards from Aven and Trovy promise credit card convenience at HELOC rates. But the market is still small. Learn why — and what it means for homeowners.
The CFPB Called HEIs "More Expensive Than Any Common Mortgage Product." Here's What They Found.
The CFPB issued a major warning on home equity investments in 2025. What did it say, what does the industry disagree with, and what should homeowners know?
5 HEI Providers, Compared
Point, Hometap, Unlock, Unison, and Splitero all let you tap your equity without monthly payments — but their terms, fees, and eligibility requirements differ in ways that matter. Here's how they compare.
An HEI Provider Offered Gift Cards for Legislative Testimony: What It Means for Consumers
Point offered $50 Amazon gift cards for testimony opposing Pennsylvania HEI regulation. Here's what homeowners should know about this controversy.
HELOC Rates Just Broke Below 7%: What April's Drop Means for Homeowners
HELOC rates hit 7.03% — the lowest in 3.5 years. See what's driving the drop, where rates are headed, and whether now is the right time to borrow.
$11 Trillion in Tappable Equity: Why Most Homeowners Still Aren't Using It
Homeowners hold $11 trillion in tappable equity, yet 97% went unused in 2025. See what's holding them back and whether now is the time.
How Hometap's Home Equity Investment Works
A complete guide to Hometap's home equity investment — from qualification to settlement. Understand the pricing, process, and whether it fits your financial situation.
HEI Securitization Hit $2.5 Billion in 2025: What Institutional Money Means for Homeowners
Billions in institutional capital are flowing into home equity investments. Here's what that means for homeowners considering an HEI. Learn the risks.
Aven vs. Trovy: HELOC Cards Compared — Rates, Fees, Rewards, and Risks in 2026
Aven and Trovy both offer HELOC-backed credit cards — but rates, rewards, and risks differ. Compare them side by side and find the right fit.
Trump's 10% Credit Card Rate Cap vs. HELOC Cards: Why Homeowners Already Have a Better Option
Trump's proposed 10% credit card rate cap hasn't happened. But HELOC cards already offer 5–15% rates today. See how they compare and what it means for you.
HEI Regulation Is Heating Up in 2026: What Every Homeowner Should Know
Massachusetts, Pennsylvania, and Maine are pushing to regulate HEIs as mortgages. Learn what's changing and how to protect yourself.
Home Equity Investments, Explained Simply
Get cash today by selling a share of your home's future value. No monthly payments, no interest, no new debt. Here's what you need to know.
HELOC vs. Cash-Out Refinance: How to Choose When You Have a Low-Rate Mortgage
Most homeowners have a mortgage rate under 6%. See why a HELOC often beats a cash-out refi in 2026 — and when to consider both.
