Privacy Policy
Who We Are
learnhomefinance is operated by uwi Finance LLC, a Wyoming limited liability company (“we,” “us,” or “our”). This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit learnhomefinance.com (the “Site”).
Information We Collect
We may collect the following types of information:
- Information you provide directly: Name, email address, and any other information you submit through contact forms or communications with us.
- Automatically collected information: IP address, browser type, operating system, referring URLs, pages viewed, time spent on pages, and other standard web analytics data.
- Cookies and tracking technologies: We use cookies, pixels, and similar technologies to analyze site traffic, understand user behavior, and improve our services. See “Cookies” below for details.
How We Use Your Information
We use the information we collect to:
- Operate, maintain, and improve the Site
- Respond to your inquiries and communications
- Analyze site usage and trends to improve user experience
- Comply with legal obligations
- Detect, prevent, and address fraud or security issues
We do not sell your personal information. We do not use your information to make automated decisions that produce legal or similarly significant effects.
Information Sharing
We may share your information with:
- Service providers: Third parties who assist us with analytics (e.g., Google Analytics), hosting, and site operations, subject to confidentiality obligations.
- Affiliate partners: When you click an outbound link to one of our referral partners (currently Hometap and Point), those partners may collect information about your visit through their own tracking technologies. We do not share your personal information directly with these partners — the referral is tracked through Impact.com's platform. See our Disclosures page for more on how referral relationships work.
- Legal requirements: When required by law, regulation, legal process, or governmental request.
Cookies
We use the following types of cookies:
- Essential cookies: Required for basic site functionality.
- Analytics cookies: Google Analytics 4, used to understand how visitors interact with the Site. Google's privacy policy governs their use of this data.
- Advertising/tracking cookies: If we use paid advertising platforms (e.g., Meta Pixel), those platforms may set cookies to measure ad performance. These will not be installed without your consent where required by law.
You can manage cookie preferences through your browser settings. Disabling cookies may affect your experience on the Site.
Your Rights Under California Law (CCPA/CPRA)
If you are a California resident, you have the following rights under the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA):
- Right to know: You can request the categories and specific pieces of personal information we have collected about you.
- Right to delete: You can request that we delete personal information we have collected from you.
- Right to opt out of sale/sharing: We do not sell your personal information. If this changes, we will provide a clear opt-out mechanism.
- Right to non-discrimination: We will not discriminate against you for exercising your privacy rights.
- Right to correct: You can request correction of inaccurate personal information.
To exercise any of these rights, contact us at privacy@learnhomefinance.com. We will respond within 45 days as required by law.
Data Retention
We retain personal information only for as long as necessary to fulfill the purposes described in this policy, or as required by law. Analytics data is retained according to our analytics provider's default settings.
Security
We use commercially reasonable measures to protect your personal information, including HTTPS encryption across the entire Site. However, no method of transmission or storage is 100% secure.
Children's Privacy
The Site is not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.
Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated “Last updated” date. Your continued use of the Site after changes constitutes acceptance of the updated policy.
Contact Us
If you have questions about this Privacy Policy or wish to exercise your rights, contact us at:
uwi Finance LLC
Email: privacy@learnhomefinance.com